Will Insurance Cover an Intervention?

Will Insurance Cover an Intervention?It is difficult to admit an addiction, and it is hard to know how to talk to an addicted person. Family members and friends who feel uncomfortable confronting a loved one about drug and alcohol problems may choose to seek professional help and hold an intervention.

What Is an Intervention?

An intervention brings a group of concerned people together to talk with a person who needs addiction recovery help. The meeting may be led by the individual’s friends and family or by an intervention counselor. Since the process of confronting a person about addiction is so delicate, experts recommend getting help from a professional during the process. An intervention counselor can guide the discussion for the group. They help comments stay on the topic of addiction and offer support in case an individual has a violent reaction or does not want to accept treatment help.

Insurance Coverage and Intervention Services

Insurance coverage for addiction-related services is largely limited to treatment services such as outpatient and inpatient addiction treatment. The coverage available varies by state and by insurance company. To determine the level of coverage offered call the individual’s insurance company and ask for an explanation of addiction treatment benefits. An insurer may only offer inpatient drug detoxification or outpatient drug addiction treatment. Expect to pay a portion of costs which may include a copayment for services or a percentage of costs.

What to Expect from an Intervention

An intervention takes time to prepare and can be an emotionally charged event. There are three main strategies to consider for a successful intervention according to the Mayo Clinic, and these include the following:

  • Participants should explain the reasons for the intervention and include examples of the addicted individual’s poor decisions and dangerous actions. They should make clear how the person’s actions have negatively affected everyone, including the addicted person.
  • A treatment plan should be in place and should include a location or counselor as well as clearly defined steps toward recovery.
  • Each person at the intervention should describe what he or she will do if the addicted person refuses to get help.

Need Help Finding Intervention Help or Addiction Treatment?

If you or a loved one is suffering from addiction, please call our toll-free number. We are here to help and to offer information about addiction and steps toward recovery. We are available 24 hours a day, seven days a week. Don’t let addiction stand in the way of a better life; call us today.

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